Cancel an insurance policy
To cancel an insurance policy you need your policy number. We put it into a correctly worded cancellation letter.
What to look out for
- Only cancel once your replacement cover has definitely started, so that you are never left uninsured.
- Cancelling car insurance? Make sure the vehicle is insured under a new policy or is properly declared off the road before the cover ends.
- Check whether a cancellation fee applies, and whether the refund is calculated pro rata or on a shorter scale.
FAQ
- Can I cancel part-way through the policy year?
- Usually yes, but a cancellation fee may apply. Check your policy documents for the notice period and any charges.
- Do I get a refund of premium paid in advance?
- Normally yes for the period after the end date, less any charges. This letter asks for that refund explicitly.